We hope you will become involved in this community endeavor as a part of civic responsibility and desire to help create a strong future for future generations and provide exemplary and sustainable services, amenities and programs for the benefit of the community.
The sharp decline in housing prices, a weak stock market, and our struggling economic conditions coupled with corporate disregard for the consumer and a relaxed regulatory environment created the opportunity for those willing to take advantage of others. For those Americans who have suffered identity theft, discovered fraudulent charges on their credit card, or even worse are fighting an uphill battle against a well prepared Bank who provided a predatory mortgage, where are they to go for help?
The CARMA Project was founded specifically to assist hard working Middle Class Americans in their fight against corporate financial mismanagement, negligence, and fraud. The disadvantaged fraud victim, who often cannot afford costly professional services required to properly defend themselves, is often left in a compromised position and cannot recover from their losses. The CARMA Project seeks to level the playing field for the hard working American by providing a number of educational resources, offering information and advice through our licensed counselors, and in many cases CARMA can directly assist the victim in the recovery of the funds taken from them by fraud.
If you feel you were provided a Predatory Mortgage, were taken advantage of by a lender, or perhaps a victim of credit card fraud or deceit, please contact us to tell us your story and we’ll provide you with a direction relative to your goals. You may reach The CARMA Project directly at (866) 700-3986, or complete the form below.
Victim of a Predatory Mortgage or Appraisal?
Our No-Cost Preliminary Review Can Verify Predatory Findings
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Do You Think Your Lender Treated You with Bias or Discrimination, or Provided You with a Predatory, or Fraudulent Loan? Tell Us:
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CARMA offers a no-cost Preliminary Mortgage Review to any homeowner who feels their Lender may have provided them with a Predatory mortgage, or treated them with Bias or Discrimination. The preliminary Mortgage and Appraisal Review is designed to verify predatory findings, and uncover the major material defects, to determine if a more in-depth investigation would be warranted. If you are a homeowner struggling to make your mortgage payments or if you’re in default or even foreclosure, and your loan instrument was an Adjustable Rate Mortgage (ARM), a mortgage with Negative Amortization features, high pre-pay penalties, or was “No Doc” or “Stated Income” qualified, you may have a Predatory Mortgage. Our no-cost Preliminary Mortgage and Appraisal Review is document supported, so we would require many of your Closing documents to perform this preliminary review. The preliminary Review is performed by a credentialed institutional mortgage due diligence firm part of the CARMA coalition- there is no cost to those who can meet the document requirements. Please contact us to learn more by completing the profile fields; we will respond as soon as possible with details.
